Mortgage Strategy Built Around You.
Helping homebuyers and homeowners across the country navigate financing with confidence — with deep roots in Orange County, California.
Mortgage Advisor · Orange County, California
Mortgage Strategy Built Around You.
Helping homebuyers and homeowners across the country navigate financing with confidence — with deep roots in Orange County, California.
Meet Mack Davidson
I've been helping people finance homes since 2012, and I've closed more than 1,500 loans along the way. I work for you, not for a single bank, which means I shop your loan across 80 lenders to find the right fit for your situation.
When you work with me, I'm your point of contact from the first call to the day you get your keys. You'll always know where your loan stands and what comes next, and my team keeps every file moving so there are no surprises at closing.
Most of my business comes from past clients and real estate agents who send me their own family, friends and clients. I don't take that trust lightly.
I'm based in coastal Orange County and licensed in California, Arizona, Washington and Oregon, with a brokerage that lends in 48 states.
TRUSTED BY HOMEBUYERS & REAL ESTATE PROFESSIONALS
Where to start
Find the loan that fits your situation
Buying a primary home, second home or rental? Flexible terms with low down payment options.
Eligible veterans and service members can buy with 0% down and no monthly mortgage insurance.
First-time buyer or smaller down payment? Flexible credit guidelines and as little as 3.5% down.
Buying outside the city? Up to 100% financing on homes in eligible rural and suburban areas.
Self-employed? Qualify with bank statements instead of tax returns.
Investor? Qualify on the property’s rental income, not your personal income.
Not sure which loan fits?
Tell me your situation and I’ll show you your options.
HOME LOANS FOR EVERY STAGE
Whether you’re buying your first home, upgrading, or investing, I’ll help you find the right financing solution with competitive rates and a smooth process.
Loan Options Built Around Your Goals
Conventional Loans
Flexible financing for primary residences, second homes and investment properties, with options starting at low down payment.
USDA Loans
Buy a home in eligible rural and suburban areas with competitive rates and the potential for 100%financing.
VA Loans
Specialized financing for eligible veterans, active duty service members and qualified spouses, with competitive rates and the possibility of 100% financing
Banks Statement Loans
Designed for self-employed borrowers and business owners, these loans allow you to qualify using your bank statements instead of traditional tax returns.
FHA Loans
A great option for first-time homebuyers and those with lower down payments, featuring flexible credit guidelines and more accessible qualifying criteria.
DSCR Loans
Ideal for real estate investors, DSCR loans qualify properties based on their rental income rather than the borrowers personal income.
